The Random Thoughts Thread

Al Swope

Adventurist
Founding Member

Greg

Adventurist
Senior Staff
If this concerns anyone, you should look at apple pay as an option. I switched to apply pay last year and would be lost without it. I just wave my phone at the pump. As I understand it, the station/pump/skimmer never see my card info
Yep. Each time a user initiates a transaction a random one-time use code is generated in lieu of transmitting the user's debit or credit card number.
 
Yep. Each time a user initiates a transaction a random one-time use code is generated in lieu of transmitting the user's debit or credit card number.
Isn't this the same theory behind a chip card?
What makes chip cards more secure?
When you insert your card at a chip-enabled terminal, the embedded microchip generates unique, dynamic data for each transaction. This makes it difficult for fraudsters to duplicate your account information, which in turn, can reduce the risk of fraudulent charges on your account.
 

Greg

Adventurist
Senior Staff
Isn't this the same theory behind a chip card?
Yep. But if you're paying at the pump you still have to slide the card into the reader and if someone has tampered with it they can still read the CC number off the magnetic strip (even though the pump itself may use the chip)
 
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