It’s even more fun if each player has $3 in ones or even 3 quarters to play with instead of using the chips that come with it!!! Noone really looses anything except $3 so it’s really not costly but adds that gambling/fun aspect to the game. Get 5 people playing & you could buy a cheap 12 pack with the winnings that you’ll probably wind up splitting with your friends playing anyway lol. We keep $15 worth of $1s in our game tin just in case noone has cash onhand to play. Or we just use the $1s instead of chips, put it back in the tin when done, & have bragging rights lol!!!